As an advisor, Ray loves helping people explore their dreams and create strategies to help them fulfill their goals. He is passionate about helping his clients improve their quality of life and enjoys the intellectual challenge of financial planning.
A graduate of the University of Buffalo, Ray joined the financial services industry more than 20 years ago as a financial advisor with Prudential. He developed advanced skills in helping clients protect their finances and loved ones from risks, but wanted the freedom to build customized financial strategies for his clients. Ray founded HF Advisory Group in 1999 to put into practice his philosophy of objective, independent financial advice with superb service.
Ray spends most of his free time with his wife Jackie and their three kids, Allie(artist in NYC), RJ(United States Air Force), and Jordan(Student at Mount de Sales Academy). They are very active and enjoy traveling as a family. Charity work, riding his road bike, and making his own wine are his favorite things to do.